Prime Rate

4.95%

1 Year Fixed Rate

4.69%

2 Year Fixed Rate

4.09%

3 Year Fixed Rate

4.14%

4 Year Fixed Rate

4.29%

5 Year Fixed Rate

4.19%

Fixed Rates

Prime 4.95%
5 Year Fixed Rate 4.19%
4 Year Fixed Rate 4.29%
3 Year Fixed Rate 4.14%
2 Year Fixed Rate 4.09%
1 Year Fixed Rate 4.69%

Variable Rates

5 Year Variable Rate Prime -0.95%
3 Year Variable Rate Prime -.75%

Private Mortgage Rates

First Mortgages starting as low as 7.19%

Second Mortgages starting as low as 9.24%

Up to 80% LTV
Beacon Scores from 300 +

Rates current as of May 11, 2025. Our mortgage solutions are ALWAYS quoted at the lowest rates and not the posted rates! Please note terms and conditions apply and all interest rates are subject to change without notice. Also, interest rates available to you are based upon beacon scores and credit history. **Rates are subject to change without notice.

Mortgage quick guide...

We cover up to 80% LTV

Loan to value is the amount you want to borrow divided by the appraised value of your home. (or your requested mortgage/ loan amount)

Loan Amounts

Loan Amounts

Divide
home value

Home Value

multiple

100

equal
Loan to Value

Loan to Value

Find out how much Home Equity you have

Home equity is the difference between the value of your home and how much you owe on your mortgage.

home value

Home Value

minus
Remaining Mortgage

Remaining
Mortgage

equal
home equity

Home Equity

With our rates, we can cut your payments by half!

To calculate how much you can get on your mortgage check out our calculator below.

Find our what I can get
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